A Random Person’s Random Investments

July 16, 2015

new portfolio balance

Filed under: General — arandomperson @ 8:10 am

With moving away from Bendigo Bank I have rebalanced the portfolio. Also time to move more towards Index Funds now there are some “Ethical” options available, although the UBA funds are only “ex Tobacco ex Controversial Weapons” it’s better than nothing.

Also I’ve bumped up the fixed interest portions (bonds and bank deposits via VAF and AAA), and reduced the relatively high fee Hunter Hall ETF.

I’m doing no sales to quickly get to this new balance, as there is no rush, I’ll just continue lazily allocating new purchases as part of my saving plan so the new balance tends towards the below:

So new mix is:

  • SYI SPDR MSCI AUSTRALIA SELECT HIGH DIVIDEND YIELD : 26% – Australian large company index fund but screened for large dividends
  • BEN BENDIGO AND ADELAIDE BANK LIMITED : 8% – I’ve stopped using BendigoBank – but no reason to sell the shares just yet..
  • IXJ ISHARES GLOBAL HEALTHCARE ETF : 8% – I think healthcare will continue to be a future world growth industry, so a low MER index fund focused on this area.
  • HHV HUNTER HALL GLOBAL VALUE LIMITED :8% – as the other index funds aren’t ethically screened, some ethically selected shares so at least some of the investment is being pushed in the right direction. Also gives a quite diverse Australian and International mix.
  • AAA BETASHARES AUSTRALIAN HIGH INTEREST CASH ETF : 8% – high interest cash
  • VAF Vanguard® Australian Fixed Interest Index ETF : 8% – bonds
  • WXHG SPDR® S&P® World ex Australia (Hedged) Fund : 14% – International shares, but hedged against currency fluctuations.
  • UBA: UBS IQ MSCI Australia Ethical ETF : 10% – UBA provides a diversified core exposure to the Australian equity market and aims to replicate the performance of the MSCI Australia ex Tobacco ex Controversial Weapons Index, before fees and expenses by physically holding the shares within the underlying Index.
  • UBW: UBS IQ MSCI World ex Australia Ethical ETF : 10% – UBW provides a diversified exposure across Global equity markets ex Australia and aims to replicate the performance of the MSCI World ex Australia ex Tobacco ex Controversial Weapons Index, before fees and expenses by physically holding the shares within the underlying Index

edit holding off buying the UBS funds until I check exactly what the “ex Tobacco ex Controversial Weapons” entails… I suspect for Australia at least they may be few, if any companies that fit this bill?

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